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Everyone Wants The Cheapest Automobile Insurance Quote

Discussion in 'General Car Audio Discussions' started by thecook, Aug 9, 2006.

  1. thecook

    thecook Full Member

    When you are looking for an automobile insurance quote, the first thing you usually do is pick up the phone and start calling the various insurance companies in your local area. Then you have to wait for them to call you back with a quote, which quite often is very similar to what you are already paying. The funny thing is that automobile insurance quote no one bothers about getting an automobile insurance quote until they receive the notification for their automobile insurance quote renewal and then they start scrambling to find ways to save money.

    When you are looking for an automobile insurance quote online, you need to look through all the online insurance companies. Most of these companies will give you a free automobile insurance quote. All you have to do is fill in the necessary information on the form provided and you will receive the quote in an email within 24 hours. Of course, it many take a bit longer if you request the automobile insurance quote on a weekend.

    In order to be able to choose the cheap automobile insurance quote online, you should request a quote from at least three online insurance companies. Then wait for all the automobile insurance quotes to come in. You can print them off and compare them to find the best quote for your needs.

    Comparing automobile insurance quotes does not just involve comparing the total prices. You have to look at each online quote to make sure that each one offers the same coverage. You may find that some automobile insurance quotes online do not provide adequate coverage for medical expenses should you or someone else get hurt in an accident. You also have to look at the quotes to see whether or not they provide for loss of use if your automobile is getting repaired and of course you have to have coverage for uninsured drivers that just might cause an accident.

    With automobile insurance quotes online, you don’t have to spend time on the phone trying to contact the different agencies during business hours. Now you can get the automobile insurance quote you need at any time of the day or night from your computer. You don’t have to speak to anyone to get the quote you need. Once you find an automobile insurance quote that meets your needs in terms of cost and coverage, then you can have the representative call you to make the arrangements.

    You can find automobile insurance quotes online, and it saves you quite some time..Another smart way is to get a quote from insurance brokers like Check this They can surely help you decide which insurance company is best for your insurance needs..
     
    thecook, Aug 9, 2006
    #1
  2. tracker2208

    tracker2208 New Member

    I hate to bump an old post like this but I had to tell my story about Progressive. Last year I was really stupid and thought I paid my insurance but turns out my policy was canceled in September. By the time I realized it was canceled it was over 30 days. I procrastinated and lived life on the wild side, driving without insurance. In January I get a letter from the DMV that my registration was suspended because my insurance company informed them (according to state law) I was no longer insured by them, and I didn't send proof of current insurance. I was really living life on the wild side, driving without insurance or registration. In March I read about a federally funded crack down on speeders and figured it was best to get this situation handled. I was fully expecting that I completely screwed myself and would be paying through the nose. I called Progressive and paid the past due balance, and the guy said I would have to reapply for a completely new policy. When he put all the info in my quote for the exact same policy (state minimum) it was almost $200 less every six months then before! So not only did I save $600 by not paying for about 6 months, but in the next 6 months I'm saving $200 because the policy now is only a little over $400. $800 saved in a year all because I was really really stupid.

    My point here is normally when someone stops paying for six months their rate goes way higher (the Progressive guy was surprised to say the least). I was really getting screwed by Progressive before. I had no accidents, no tickets on record, and perfect credit, yet I was paying more the I was when I was 22 with a ticket or 2 on record and bad credit (28 now). So definitely shop around for insurance from time to time. To compare apples to apples start with a quote for the state minimum and add to that. I use liability only because my car isn't worth it and I have good health coverage from my job.
     
    tracker2208, Nov 7, 2007
    #2